The Social Security Administration turns down a large percentage of disability claims every year. Those who are denied SSD benefits must file an appeal. However, the process of an appeal may take up to two years. Here are some reasons your SSD benefits may be denied.
Earning Too Much Income
One of the main reasons you may be denied SSD benefits is if you are above the limit known as substantial gainful activity (SGA). This is where you earn enough not to be considered disabled. You should consult a social security disability lawyer to determine whether you are within the limit of substantial gainful activity.
The SGA limit is adjusted every year. In 2021, it was $1,310 per month for non-blind individuals. Note that income from an investment isn't considered in the SGA calculations. SGA only takes into account work income because it demonstrates one's ability to work.
Lack of Medical Evidence
Hiring a Social Security Disability attorney works to your advantage when it comes to gathering evidence. Many SSD claims are turned down because there is no hard medical evidence. You should prove that you cannot work because of your disabling condition.
Therefore, have medical records showing how your disability has affected your ability to work. For example, if you are seeing your doctor on a monthly basis for back pain, but you have not documented that your back pain affects your ability to work, your SSD claim will be turned down. Remember that a medical exam at the Social Security office isn't enough to show you are disabled. Your lawyer will help secure medical records and doctor's notes supporting your disability.
Incorrect Claim Forms
When claiming Social Security Disability benefits, you should fill out several forms. Filling out these forms incorrectly may disqualify you from getting benefits. Your Social Security Disability lawyer will ensure everything is taken care of. Additionally, your lawyer will help you provide detailed answers to all questions. Your lawyer will see to it that you provide supporting evidence to all your answers and make sure you don't skip any questions.
Filing for Social Security Disability benefits is a great undertaking that takes time and requires attention to detail. An SSD benefits application may take up to six months before it is approved. Make sure you research the main reasons SSD benefits are denied and how to build a strong case. Having a lawyer by your side will ensure you don't miss anything and improves your chances of receiving benefits.
For more information, contact a local disability insurance claim lawyer.